Partner Program · Agents · Referral
Turn your network into
recurring income.
Refer local businesses to Tampa Bay Pay and earn residual income for the lifetime of every account — or join as a commission-only sales agent building your own book. No cost to join. Transparent splits. A team with 157 five-star reviews backing every referral you make.
No cost to join
Lifetime residuals
Transparent splits
Full deal support
📊 Estimate Your Monthly Income
Active accounts in your portfolio
5
Avg monthly volume per account
$40,000
Est. Monthly Residual
$280
residual + $500 in upfront bonuses
Based on ~1.25% avg account residual at starting 10% partner split. Grows as your portfolio grows. Exact splits discussed when you apply.
157
Five-Star Google Reviews
$0
Cost to Join
$100
Upfront Per Live Account
Grows
Your Split Every Milestone
How It Works
Simple process. Real income.
You refer, we close and support, you earn. No complex onboarding, no confusing tiers.
01
Apply to the Program
Fill out the partner intake form in 5 minutes. We follow up same business day to get you set up and answer any questions.
02
Make the Introduction
You connect us with the business owner. We handle the discovery call, statement review, proposal, and close. No heavy lifting on your end.
03
We Handle Everything
Full merchant onboarding — equipment, setup, training, compliance. The merchant gets the white-glove TBP experience. You stay the hero.
04
You Earn Every Month
Residual income hits monthly — for the lifetime of the account. Add more accounts, grow your portfolio, grow your income.
Earnings Potential
Real numbers. Real residuals.
Every account you refer pays you every month — for as long as that merchant processes with us. Here's what that looks like in practice.
~$35
Per $40K account / month
A merchant doing $40K/mo generates ~$500 in residual. At your 10% starting split of our cut, that's ~$35/mo — every month, for life.
~$175
5 active accounts
Five accounts averaging $40K/mo = ~$175/mo in passive residuals. Plus $100 for each new account that goes live.
~$700+
20 accounts — growing split
At 20 accounts your split has increased — more than double the starting rate. Portfolio compounds every month you keep referring.
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email. They genuinely care about the businesses they work with. I would absolutely give them a shot — can't speak highly enough.
Program Options
Pick the path that fits how you work
Whether you're sending occasional referrals, joining as a commission-only sales agent, or running your own ISO — we have a structure that works for you.
No quota · No commitment
Referral Partner
Casual · Relationship-based · Easy start
You know a business owner who's frustrated with their processor. You make the intro. We handle everything else — sales, setup, support — and you earn monthly residuals plus an upfront bonus for every account that goes live.
- $100 upfront bonus for every account that goes live
- Monthly residual income — starts at 10% of our cut, grows as you do
- Perfect for accountants, bookkeepers, business coaches, and connectors
- No monthly minimums or production quotas
- Transparent reporting — see exactly what you're earning
Higher splits · Full support
Sales Agent Program
Commission-only · Build your own book · More income
For those actively building a payments portfolio. Your split grows with every account you close — the more you refer, the higher your percentage across your entire book. Plus $100 upfront on every account that goes live. 1099 / commission-only structure.
- $100 upfront per account + residuals that grow with your portfolio
- Split increases at every milestone — details discussed when you apply
- Full back-office and portfolio reporting access
- Deal support — Zac handles the tough accounts personally
- Access to FigurePOS, Clover, and full demo suite for merchant demos
Why Tampa Bay Pay
Why partners choose us over the big ISOs
We're not a faceless national processor. We're a local team with real accountability — which means your referrals are actually taken care of.
157 five-star Google reviews
When you refer a business to TBP, you're referring them to Tampa Bay's highest-rated payment team. Your reputation stays intact — we won't embarrass you.
Local team, in-person support
We actually show up. In-person setup and training at your merchant's location. They won't be left on hold with a call center — and they won't blame you for it.
Transparent splits, always
No black box. You know exactly what you're earning on every account. Portfolio reporting is clear and accessible — no surprises, ever.
No contracts for your merchants
Month-to-month terms mean your referrals stay because they're happy — not because they're locked in. That's a healthier long-term relationship for everyone.
Full deal support from Zac
Stuck on a complex account? Call Zac directly. He handles the tough deals personally so you don't lose business over one hard question.
Same-day approvals, fast setup
Most merchants are approved same day. Fast approval → fast setup → fast residual. No 2-week waits that kill the momentum you built with your referral.
Apply
Apply to the Partner Program
Takes about five minutes. Referral Partner, Sales Agent, or ISO — pick the path that fits, tell us about yourself, and we'll follow up the same business day.
Common Questions
Answers before you apply
Is this a job or a referral program?
Both options exist. If you just want to make occasional introductions, the Referral Partner track is right for you — no quotas, no commitment, you earn when accounts go live. If you want to actively sell payments and build your own book, the Sales Agent track is a commission-only 1099 structure — you earn higher splits that grow with your portfolio, plus $100 upfront on every live account. Pick the path that fits when you apply.
How much can I actually earn?
It depends on the volume of the merchants you refer or close, and how many accounts you build. A merchant doing $40K/month generates roughly $500 in residual. At the starting 10% split of our cut, that's about $35/month — every month, for the lifetime of that account. You also earn a $100 upfront bonus when each new account goes live. Refer 10 merchants averaging $40K/month and you're looking at $350+/month in passive residuals. Your split percentage also increases as your portfolio grows, so the income compounds. Talk to Zac for exact numbers on your situation.
Do I need sales experience or a payments background?
For the Referral Partner track, no — you just need to know business owners. You make the intro and we handle the rate review, the proposal, the close, and the onboarding. For the Sales Agent track, any B2B sales background helps, but it's not required — we train you, and Zac handles complex accounts personally so you don't lose deals to a hard question.
What does it cost to join?
Nothing. Zero. There are no fees, no monthly minimums, and no quotas on the referral program. For sales agents, the structure is 1099 commission-only — no base, no cap. You earn when you close.
How do I know what I'm earning? Is reporting transparent?
Yes — full portfolio reporting is included. You'll always know exactly what each account is generating and what your split is. No black box, no surprises on your check.
What industries and business types can I refer?
Almost any business that accepts card payments — restaurants, retail, medical, legal, trades, home services, auto, professional services, and more. We handle high-risk too. If a business takes cards, we have a solution for them.
What if I refer a big account and need help closing it?
That's exactly what Zac is for. Call him directly. He personally handles complex accounts and large merchants — so you never lose a deal because of one tough question or a complicated pricing situation.
Ready to Start?
Let's build something
worth your time.
worth your time.
Apply to the partner program or reach out to Zac directly. Whether you want to refer one account or build a full book — we'll find the right structure for how you work.
No cost to join · Lifetime residuals · Tampa Bay's highest-rated payment team
Real Merchants · Real Results
What Our Clients Are Saying
Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.
Joto's Pizza
Jodi Whitcomb, Owner · jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Florida Orange Groves Winery
Lance Shooks, Owner · floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Plumbing by Paul
Paul & Alycia Alves, Owners · plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing by Paul
Paul Alves · plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Wrenchmasters
Kenny Gehringer, Owner · wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Google Reviews · Tampa Bay Pay
The Highest Rated Payment Team in Tampa Bay
Don't take our word for it — here's what local business owners say after switching to Tampa Bay Pay.
5.0
Google Rating
Verified Reviews
Verified Reviews