At Tampa Bay Pay, we make payment processing simple, transparent, and tailored to your business. Whether you're just starting out or looking to cut costs on your current setup, we help you take control of your merchant services—without the hidden fees, long-term contracts, or long waits on hold.

We’re not a call center. We’re your local partner in payment solutions, proudly based right here in St. Petersburg, Florida , and trusted by over 100 businesses across the Bay.

Why Business Owners Choose Tampa Bay Pay

✅Next-Day Funding: Say goodbye to cash flow delays. Get your money in your bank account within 24 hours — fast, reliable, and predictable.

✅No Setup Fees & No Contracts; We earn your business every month. That’s why we never lock you in or charge junk fees to get started.

✅Transparent Pricing; We’ll do a free rate analysis and show you exactly what you're paying now vs. what we can offer. If we can’t beat your current deal, we’ll tell you straight—and still leave you with clarity.

✅ All-in-One Solutions From retail and restaurants to contractors and eCommerce, we’ve got the tools you need:

• POS systems

• Mobile terminals

• Online payments

• Invoicing solutions

• Subscriptions and recurring billing

• And more...
  

✅ Local Support That Actually Picks Up the Phone

Have a question? A chargeback? Need help with a refund? Call or text us directly—no ticket numbers, no hold music, just real help from real people.

Who We Work Best With

We specialize in helping businesses across Tampa Bay grow smarter with better merchant services. We can help ANY business currently accepting electronic payments .and/or new or existing businesses wanting to begin accepting electronic payments for the first time. Some of our best fits include:

• Restaurants & Bars

• Retail Stores

• Home Service Providers (HVAC, Plumbers, Electricians)

• Medical & Dental Practices

• Salons, Spas & Gyms

• eCommerce & Subscription Services

• Start Ups

• CPAs and Bookkeepers

• Lawyers

• Grocery & Convenience Stores

• Liquor Stores

• Gas Stations

• Veterinarians & Animal Hospitals

• Auto Shops, Mechanics, and Car Dealerships

• Non-Profits & 501(c)(3) Organizations

• Membership Based Clubs & Groups

Not sure if you're a fit? Book a free consultation—we’ll figure it out together.

What Happens During a Free Consult?

In less than 15 minutes, we’ll:

• Review your current setup and pricing (if applicable).

• Identify opportunities to save money and improve your system.

• Recommend custom solutions that fit your business needs.

• Give you a clear proposal—no pressure, no strings.

• You’ll leave the call knowing exactly what you’re paying now, what you could be paying, and how to upgrade your system without the hassle.

Stop Overpaying. Start Growing.

Let us help you simplify your payment processing and keep more of what you earn.

📞Call/Text Us Anytime: (727) 732-3292

📍 Serving St. Pete, Clearwater, Tampa & Beyond

👇Book your FREE consultation now.

No fees. No contracts. Just honest advice.