Retail & Specialty Merchants
★★★★★ 5.0  ·  The highest-rated payments team in Tampa Bay

A retail POS that actually fits
your store — plus dual pricing
so card fees aren't your problem

Material Retail POS was built by retail store owners for boutiques, clothing stores, shoe stores, and specialty merchants. Deep inventory tracking, Shopify sync, built-in loyalty — and dual pricing at checkout so customers who pay by card cover the fee.

Schedule a Retail POS Demo → Get a Free Rate Review
No contracts · Local Tampa Bay setup & training · Shopify integration available
Built for retail, not adapted for it Dual pricing at checkout Shopify inventory sync Deep variant tracking
~0%
Effective cost with dual pricing
1M+
SKUs on largest client
$99
Per location/month SaaS fee
$0
Cancellation fees
Why Retailers Switch

Shopify POS and Lightspeed weren't built for your store floor — and it shows

Most retail store owners using Shopify POS or Lightspeed chose those platforms for the eCommerce side. The in-store experience often feels like an afterthought — limited inventory depth, weak variant tracking, and no real solution for the card fees eating into every transaction. Material Retail POS fixes both problems.

Material Retail POS was built by people who actually ran retail stores. That distinction matters — the inventory structure, the variant handling, the employee tools, and the customer data features all reflect how physical retail actually operates, not how a software company imagined it does.

Tampa Bay Pay is the local provider for Material POS in the Tampa Bay area. We handle the demo, the payment processing setup, hardware, onboarding, and ongoing support. And we add dual pricing to the setup so the card fees you've been absorbing at every transaction stop being your problem.

Why retail merchants reach out to us
1Shopify POS or Lightspeed is underperforming on the store floor
2Inventory is too complex (variants, sizes, widths, SKUs) for their current system
3Card processing fees are too high and no dual pricing option exists
4They want their in-store and Shopify inventory in one place
5They need customer loyalty, segmentation, and communication tools that actually work
The merchant has to see the value in the features — otherwise they'll stay with Square or Clover.

That's why we start with a demo before anything else. Material POS earns the switch by showing what it can actually do with your inventory, your customer data, and your selling channels — not by being the cheapest option in the room. Schedule a demo and we'll show you where it fits.

Payment Setup

The payment layer that goes with Material POS

The POS is only half the story. Tampa Bay Pay handles the payment processing underneath it — including dual pricing at checkout, transparent merchant account pricing, and the hardware that runs it all.

💰
Dual pricing at checkout
Post a cash price and a card price on the terminal. Customers who pay by card cover the processing fee — typically 4%. Customers who pay by cash or debit pay the standard price. Florida law permits this when properly disclosed, and Tampa Bay Pay configures it correctly on every setup.
Why it matters
Near-Zero Processing Cost Legal in Florida Works on Dejavoo P1 Hardware 2–3x More Margin vs Standard
💳
Transparent card processing
If you keep standard card processing alongside dual pricing, it runs on interchange-plus pricing through a real merchant account — not Shopify's locked-in rates or Square's flat-rate model. No hidden fees, no surprise increases, no lock-in.
Processing structure
Interchange-Plus Pricing Real Merchant Account Next-Day Funding $500 Rate-Beat Guarantee
🎁
Gift cards & loyalty programs
Material POS has built-in loyalty and SMS tools. Tampa Bay Pay can layer in branded gift card programs on top. Customer loyalty points, rewards, and gift card balances migrate from your existing system during onboarding — no data loss.
Included tools
Built-In Loyalty Built-In SMS Gift Cards Customer Segments & Tags
📞
Local setup, training & support
Tampa Bay Pay handles the demo, hardware setup, payment account, and onboarding. Material POS provides 7-day phone support (9–9 Eastern) and unlimited training. You have a dedicated account manager and a local contact for payment questions throughout.
Support coverage
Local Demo & Setup 7-Day Phone Support Unlimited Training Dedicated Account Manager
Material Retail POS

Built by retail operators.
Designed for physical stores selling physical goods.

The features that matter most for boutiques, clothing stores, shoe stores, toy stores, jewelry stores, and any specialty merchant with real inventory complexity.

📦
Deep inventory & variant tracking
Three levels of variants — product, color, size. Size templates let you load 40+ size/width combinations in one click. Handles shoe stores with size/width complexity, clothing with color runs, and any store with 60,000+ SKUs. Largest client: over 1 million SKUs.
🛍️
Shopify sync — one inventory brain
Material POS is the source of truth. When a sale happens in-store, on Shopify, or on the Shoptiques marketplace, inventory updates across all channels in real time. One system. Three selling channels. No manual syncing.
👥
Rich customer data & loyalty
Full purchase history, customer tags and segments, fit notes, brand preferences, and built-in loyalty rewards. Segment by narrow widths, brand preferences, purchase history — then reach them directly with built-in SMS.
📊
Retail-specific reporting
Top brands, sell-through by size, margin by category, fill-in reports, low stock alerts, and brand history. View a style as a whole or drill into each variant on the same page. Export to Excel or sync to QuickBooks Online.
📋
Purchase orders & receiving
Built-in purchase orders and receiving modules. Full inventory sync closer to installation date for accuracy. Manage reorders, receiving, and stock levels without a separate tool.
🔄
Full data migration
Material POS handles the migration — inventory, customer records, loyalty points, store credits, gift certificates, and notes all transfer. Migrating from Lightspeed, Shopify POS, Clover, or a legacy system? Their team manages it.
Hardware & Pricing
$99/month per location · iPad-based
One-station setup runs approximately $1,700 all-in, including iPad hardware and Dejavoo P1 terminal for payment processing. High-volume merchants may qualify for free terminal equipment when processing statements are provided. $99/month is a flat SaaS fee — most competitors charge per register.
Onboarding & Timeline
30–60 days · Unlimited training included
Typical implementation: ~30 days for most stores, up to 60 days for larger operations. Includes a planning call, data call, training sessions, and installation either on-site or remotely. Unlimited training and support included. Phone support available 7 days a week, 9am–9pm Eastern.
Scale & Performance
1–10 locations · 1M+ SKUs tested
Works with stores from 1 to 10 locations. Largest active client has over 1 million SKUs across 258,000 parent products and $15M+ in annual transaction volume. System handles peak traffic days without degradation.
eCommerce Option
Free Shopify buildout available
Don't have an online store yet? Material POS will help design and create your Shopify page as part of setup (available through end of Q2), then link it to the POS for automatic inventory control. Inventory deducts from both channels when a sale happens on either.
Schedule a Retail POS Demo → Request a Cost Review
Dual Pricing for Retail

Why dual pricing at checkout
is the strongest move for retail stores

Most retail stores absorb 2.5–3% on every card transaction, every day. Dual pricing lets customers who pay by card cover that cost — while every other customer gets the standard price. Your margin stays intact either way.

How it works at the register
The terminal shows two prices: a cash/debit price and a card price (typically 4% higher). The customer sees both at checkout and chooses how to pay. Either way, your store collects the full base amount. No processing fees absorbed, no end-of-month surprise on your statement.
This is different from a surcharge — dual pricing posts two separate prices rather than adding a fee on top. Florida law permits this when properly disclosed. Tampa Bay Pay sets up the Dejavoo P1 terminal and configures the pricing correctly so the disclosure is clear and compliant at every transaction.
Example — $85 boutique purchase
Cash / debit price $85.00
Card price (4% added) $88.40
Processing cost to store $0.00
Without dual pricing
Boutique doing $40K/month in card volume absorbs ~$1,160/month in fees at 2.9% — $13,920/year written off as overhead.
With dual pricing
Same $40K/month. Customers who pay by card cover the fee. Store's effective processing cost: near zero. That's $13,920/year back in the business.
Shopify POS can't do this cleanly
Shopify's payment system doesn't support proper dual pricing configuration. Material POS + Tampa Bay Pay does — correctly configured and compliant from day one.
Do retail customers push back?
Most don't. Cash discounts are familiar at gas stations and many service businesses. When the price difference is visible and clear at checkout, most customers accept it without friction.
Real Store Scenarios
How retail stores actually
use Material POS + Tampa Bay Pay
Common setups we build. Yours probably looks like one — or a mix.
1 / 5
Scenario 01Clothing Boutique
Left Lightspeed
👗
WOMEN'S BOUTIQUE · LEFT LIGHTSPEED
Scenario 01 — Women's Clothing Boutique
Women's Clothing Boutique
Left Lightspeed · Dual pricing · Shopify sync · $14K/year saved
A women's boutique was paying Lightspeed's monthly software fee plus high processing rates and still had no clean dual pricing option. Their Shopify store ran separately with manual inventory updates. Material POS replaced their in-store system with a real retail-native platform, Shopify sync eliminated manual inventory work, and dual pricing at checkout recovered roughly $14,000/year in processing fees they'd been absorbing.
Their Setup
Material Retail POS + Shopify integration + dual pricing at checkout + built-in loyalty + Tampa Bay Pay merchant account
Schedule a Demo →Get a Rate Review
Scenario 02Shoe Store
Size/Width Complexity
👟
SHOE STORE · SIZE/WIDTH VARIANTS
Scenario 02 — Shoe Store
Independent Shoe Store
40+ size/width variants per style · Size templates · Dual pricing
A shoe store with dozens of styles, each with 3 widths across 12+ sizes, was constantly wrestling with inventory on a system that couldn't handle variant complexity cleanly. Material POS's size template feature loads all size/width combinations in one click per style. Reports show sell-through by size, missing sizes within a run, and low-stock alerts by variant. Dual pricing at checkout added on top means card fees stopped coming out of margin.
Their Setup
Material POS with size templates + variant-level reporting (sell-through by size, fill-in reports) + dual pricing on Dejavoo P1 terminal
Schedule a Demo →Request a Cost Review
Scenario 03Toy & Hobby
High SKU Count
🧩
TOY & HOBBY · HIGH VOLUME SKUS
Scenario 03 — Toy & Hobby Store
Toy & Hobby Store
Thousands of SKUs · Brand reporting · Dual pricing on all sales
Toy and hobby stores often have enormous SKU counts across dozens of brands, with customers who track specific product lines closely. A legacy POS couldn't report by brand, track inventory movement cleanly, or handle the volume. Material POS handles tens of thousands of SKUs without slowdown, reports by brand and category, and tracks item movement for buying decisions. Dual pricing recovered processing fees that had been silently eating into margin for years.
Their Setup
Material POS + brand-level and category reporting + purchase orders and receiving + dual pricing at checkout + customer loyalty program
Schedule a Demo →Get a Rate Review
Scenario 04Jewelry Store
Brand Tracking + Dual Pricing
💍
JEWELRY · DETAILED BRAND TRACKING
Scenario 04 — Jewelry Store
Jewelry & Accessories Store
Detailed brand tracking · High-ticket dual pricing · Customer history
Jewelry stores need detailed brand-level tracking, margin reporting by category, and the ability to record customer preferences for repeat purchases. They also have high average tickets — which makes dual pricing especially impactful. A $300 jewelry purchase processed at 2.9% costs $8.70. With dual pricing, the customer who pays by card covers that cost. On $60K/month in card volume, that's over $20,000/year no longer absorbed.
Their Setup
Material POS with brand and margin reporting + customer notes and preferences + dual pricing on high-ticket sales + gift cards and loyalty
Schedule a Demo →Rate Review
Scenario 05Home & Gift
Was on Square
🏡
HOME & GIFT · LEFT SQUARE
Scenario 05 — Home & Gift Store
Home & Gift Specialty Store
Left Square · Full inventory control · Shopify sync · Dual pricing
A home and gift store on Square had outgrown its inventory capabilities — no vendor tracking, no purchase orders, no reporting by brand or category. The Shopify store was managed separately with no sync. Material POS brought the entire operation into one system: in-store POS, Shopify selling channel, purchase orders, brand reporting, and customer loyalty — all connected. Dual pricing replaced Square's flat rate and eliminated processing fees on the card volume.
Their Setup
Material POS replacing Square + Shopify sync + purchase orders and receiving + dual pricing at checkout + loyalty and customer tags
Schedule a Demo →Rate Review
Best fit: brick-and-mortar stores selling physical goods. Not a fit for restaurants, service businesses, or quote/invoice-based operations.
Schedule a Demo →
Best-Fit Store Types

Retail and specialty stores Material POS is built for

Material POS works best for brick-and-mortar stores selling physical goods with real inventory complexity. The more variants, brands, and SKUs you manage — the more the platform earns its place.

👗
Clothing & Boutiques
Color and size variants, brand tracking, customer loyalty, and Shopify sync. Natural replacement for Lightspeed or Shopify POS in-store.
👟
Shoe Stores
Size/width complexity is where Material POS shines. Size templates, sell-through by variant, and missing-size reporting built in.
🧸
Toy & Hobby Stores
High SKU volume, brand-level tracking, and item movement reports. System handles tens of thousands of items without slowdown.
💍
Jewelry & Accessories
Detailed brand and category reporting, customer notes and preferences, high-ticket dual pricing. Strong margin visibility.
🏡
Home, Gift & Specialty
Any specialty retail with diverse inventory and a need for brand-level control. Often replacing Square or a legacy system.
📚
Bookstores & Thrift
High volume of individual items, fast checkout, and inventory control across a large, varied catalog. Strong fit for the SKU volume.
Frequently Asked Questions

Retail POS & payment processing — answered

Can we use dual pricing at the retail checkout?
Yes — and retail is one of the strongest fits for dual pricing. In Florida, dual pricing is legal when properly disclosed. The terminal shows a cash/debit price and a card price (typically 4% higher). Customers who pay by card cover the processing cost. Customers who pay cash or debit pay the standard price. Tampa Bay Pay configures this correctly on the Dejavoo P1 hardware so the disclosure is visible and the setup is compliant. Shopify POS and Lightspeed don't support this cleanly — Material POS + Tampa Bay Pay does.
What types of stores is Material POS NOT a good fit for?
Material POS is built for brick-and-mortar stores selling physical goods. It's not designed for restaurants, service providers, businesses that need customer quotes or invoices, or any operation where scheduling and billing are the core workflow. If that's your business, Tampa Bay Pay has other solutions — just reach out and we'll match the right setup.
Can we keep our Shopify store and just switch the in-store POS?
Yes. Material POS integrates directly with Shopify so your online store stays connected. Inventory updates in real time across both channels when a sale happens on either. You replace the in-store POS without disrupting eCommerce. Material POS also integrates with the Shoptiques marketplace as an optional third selling channel.
Can our existing inventory and customer data be migrated?
Yes. Material POS handles the full migration — inventory data, customer records, loyalty points, store credits, gift certificates, and notes all transfer via CSV or Excel. Their team manages the migration. A final inventory sync closer to your installation date ensures accuracy. Most stores go live in 30 days; larger operations may take up to 60 days.
How does Material POS handle size and width complexity for shoe stores?
Three levels of variants — product, color, and size. Size templates let you load all size/width combinations for a style in one click. For example, if a brand sends a size run in three widths, you click the template and all variants load instantly. You can then report on sell-through by specific size variant, identify missing sizes within a run, and set low-stock alerts per variant. Material POS works with multiple active shoe store accounts and is built for this type of complexity.
What does the hardware and software cost?
Material POS is $99/month per location — a flat SaaS fee regardless of how many registers (most competitors charge per register, which adds up fast at 2+ stations). A one-station hardware setup runs approximately $1,700 all-in, including iPad and Dejavoo P1 payment terminal. High-volume merchants may qualify for free terminal equipment when processing statements are provided. There are no early termination fees and no long-term contracts.
What support is included?
Phone support 7 days a week, 9am–9pm Eastern. Unlimited training included. Email support typically responds within a few hours during business hours. You can also book a video call for complex issues. Material POS assigns a dedicated account manager, and Tampa Bay Pay provides local support for payment-related questions throughout the relationship.
⭐⭐⭐⭐⭐
The highest-rated payment solutions team in Tampa Bay
157+ five-star Google reviews · 172 total across platforms
Schedule a Demo →
Schedule a Retail POS Demo
See Material POS — and stop absorbing
card fees your customers should be covering
We'll show you how Material POS handles your inventory complexity, how Shopify sync works, and what dual pricing would save your store — all in one conversation. No pressure, no obligation.
Schedule a Retail POS Demo → Get a Free Rate Review
$500 rate-beat guarantee · No contracts · Local Tampa Bay setup & training · (727) 732-3292
Real Merchants · Real Results

What Our Clients Are Saying

Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.

Joto's Pizza
Jodi Whitcomb, Owner  ·  jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
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Winery & Retail QuickBooks Integration St. Pete Beach, FL
Plumbing by Paul
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Plumbing & Trade Dual Pricing Tampa Bay, FL
Plumbing by Paul
Paul Alves  ·  plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Plumbing & Trade Next-Day Funding Mobile Payments
Wrenchmasters
Kenny Gehringer, Owner  ·  wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Auto Service Tampa Bay, FL
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