Industries We Serve
Payment Solutions for Businesses of All Types
From local startups to multi-location operators, Tampa Bay Pay helps businesses get paid faster, reduce fees, and improve the checkout experience with payment setups built around how they actually operate.
Not One-Size-Fits-All
We build around how your business actually works
A restaurant should not be forced into the same setup as a plumber. A law firm should not be treated like a retail store. A medical office should not be boxed into the same workflow as a consultant. We tailor merchant accounts, pricing models, invoicing, POS systems, and payment technology around your business model — not what is easiest for a processor to sell.
That means recommending the right combination of hardware, software, merchant account structure, and billing flow based on your business type, sales volume, average ticket, customer experience goals, and how you want to get paid.
Whether you need in-store payments, invoicing, recurring billing, ACH, remote payment links, trust-sensitive payment routing, or a full POS system, Tampa Bay Pay helps you build a setup that works now and still makes sense as your business grows.
What we tailor for each business
Merchant accounts, traditional pricing, dual pricing, invoicing tools, POS systems, mobile payments, ACH, online ordering, recurring billing, gateway workflows, and integrated payment solutions.
What you can expect from us
✔No long-term contracts
✔Transparent pricing with no hidden markup
✔PCI-compliant solutions
✔Real local support, not outsourced guesswork
Core Industry Pages
The main business types we support
These are the primary industry categories on our site. Each page dives deeper into the payment needs, workflows, and tools that matter most for that type of business.
Restaurants & Bars
Built for full-service restaurants, quick-service concepts, bars, breweries, taprooms, coffee shops, and other hospitality businesses that need speed, flexibility, and a smoother checkout experience.
We help
Full-Service Restaurants
Fast Casual
Bars & Breweries
Coffee Shops
Hospitality Concepts
Solutions include
Restaurant POS
Online Ordering
Handheld Payments
Dual Pricing
Next-Day Funding
Explore Industry Page
Retail & Specialty Merchants
For boutiques, gift shops, specialty retail, convenience stores, liquor stores, and other merchant environments that need dependable checkout, reporting, and inventory-friendly technology.
We help
Boutiques
Gift Shops
Specialty Retail
Convenience Stores
Liquor Stores
Solutions include
Inventory-Friendly POS
Loyalty Programs
Countertop Terminals
Mobile Terminals
Lower-Cost Debit Acceptance
Explore Industry Page
Trades & Home Services
Ideal for plumbers, electricians, HVAC companies, roofers, window companies, contractors, and service businesses that need to get paid in the field, remotely, or on recurring schedules.
We help
Plumbers
Electricians
HVAC
Roofers
Contractors
Solutions include
Mobile Invoicing
Tap-to-Pay
ACH
Recurring Billing
Remote Payments
Explore Industry Page
Medical, Dental & Healthcare Practices
Designed for medical offices, dental practices, wellness clinics, therapy groups, and specialty healthcare providers that need secure, compliant payment options and a polished patient payment experience.
We help
Medical Offices
Dental Practices
Wellness Clinics
Therapy Practices
Specialty Healthcare
Solutions include
PCI-Compliant Payments
Patient Invoicing
Payment Links
Gateway Integrations
Transparent Pricing
Explore Industry Page
Professional Services
For accountants, bookkeepers, consultants, agencies, and other B2B service firms that need better invoicing workflows, ACH options, and lower processing costs on larger tickets.
We help
Accountants
Bookkeepers
Consultants
Agencies
B2B Service Firms
Solutions include
QuickBooks Workflows
Automated Invoicing
ACH Billing
Recurring Billing
High-Ticket Invoice Support
Explore Industry Page
Legal Services
Built specifically for law firms that need cleaner trust and operating account workflows, support for retainers and high-ticket invoices, and a payment structure that works alongside existing legal systems.
We help
Solo Firms
Family Law
Personal Injury
Criminal Defense
Estate Planning
Solutions include
Trust / Operating Separation
Retainer Payments
ACH & Card Payments
Payment Links
High-Ticket Billing
Explore Industry Page
Regulated & High-Risk
For businesses that need specialty underwriting, higher-risk payment placement, or a more tailored approval path than standard low-risk accounts. These businesses often need stronger backend relationships and a more thoughtful risk review from the start.
We help
Hard-to-Place Accounts
Specialty Retail
Higher-Risk Merchants
Regulated Categories
Specialty Underwriting Needs
Solutions include
High-Risk Merchant Accounts
Specialty Placement
ACH Options
Gateway Support
Risk Review
Explore Industry Page
Other Businesses We Commonly Help
Not every need fits neatly into one industry bucket
Some businesses come to us because of a billing model, a growth stage, or a specific payment problem rather than a strict industry category. These are still common fits — they just belong more under solutions and use cases than core industry pages.
Startups & Growing Businesses
For newer businesses building their first merchant account setup or growing businesses that want scalable payment infrastructure from the start.
First Merchant Accounts
Scalable Setups
No Contracts
Explore Merchant Services
Membership & Recurring Billing Businesses
For businesses built around subscriptions, ongoing client billing, memberships, or repeat payment schedules that need smoother recurring payment workflows.
Recurring Billing
ACH to Reduce Fees
Failed Payment Recovery
Explore Recurring Billing
Businesses Leaving Stripe or Square
For business owners who have outgrown flat-rate pricing, need better support, or want a more tailored setup than one-size-fits-all platforms.
Rate Reviews
Better Support
Customized Solutions
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Why businesses choose Tampa Bay Pay
Local support
We are based in Tampa Bay and stay accessible before, during, and after the setup — not just until the paperwork is signed.
Transparent pricing
No hidden markup, no confusing contract traps, and no one-size-fits-all pricing model forced onto your business.
Merchant-first approach
We work for the merchant — not the bank, processor, or POS company — so our recommendations are built around your goals.
Not sure where you fit? That’s normal.
Let’s look at your setup and show you what’s possible
Most businesses do not fit neatly into a single box, and that is exactly where we shine. Schedule a free consultation and we will recommend the right setup based on your business type, volume, workflow, and goals.
Free consultations · Multiple software options · No contracts ever
Real Merchants · Real Results
What Our Clients Are Saying
Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.
Joto's Pizza
Jodi Whitcomb, Owner · jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Florida Orange Groves Winery
Lance Shooks, Owner · floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Plumbing by Paul
Paul & Alycia Alves, Owners · plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing by Paul
Paul Alves · plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Wrenchmasters
Kenny Gehringer, Owner · wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Google Reviews · Tampa Bay Pay
The Highest Rated Payment Team in Tampa Bay
Don't take our word for it — here's what local business owners say after switching to Tampa Bay Pay.
5.0
Google Rating
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