Payment Solutions for Businesses of All Types

From local startups to multi-location operators, Tampa Bay Pay helps businesses get paid faster, reduce fees, and improve the checkout experience—without contracts or hidden costs.

We Don’t Believe in One-Size-Fits-All Payments

Every business operates differently. A restaurant doesn’t need the same setup as a plumber. A medical office shouldn’t be forced into the same pricing model as a retail store.

That’s why we tailor merchant accounts, POS systems, invoicing, and payment technology around how your business actually works—not what’s easiest for a processor.

🍕 Restaurants, Bars & Cafés

We help:

  • Full-service restaurants

  • Quick-service & fast casual

  • Bars, breweries & taprooms

  • Coffee shops & bakeries

Solutions include:

  • Restaurant POS systems

  • Online ordering & QR code menus

  • Compliant dual pricing & cash discounting

  • Handheld & tableside payments

  • Next-day funding

🛍️ Retail Stores & Specialty Shops

We help:

  • Boutique retail stores

  • Gift shops & specialty retail

  • Convenience & liquor stores

Solutions include:

  • Inventory-friendly POS systems

  • Loyalty & rewards programs

  • Mobile & countertop terminals

  • Lower-cost debit & card acceptance

🔧 Home Services & Trade Businesses

We help:

  • Plumbers & electricians

  • HVAC & mechanical contractors

  • Window, roofing & construction companies

Solutions include:

  • Mobile invoicing & tap-to-pay

  • ACH & bank transfer options

  • Recurring billing

  • In-field and remote payments

🏥 Medical, Dental & Professional Practices

We help:

  • Medical & dental offices

  • Wellness clinics

  • Therapy & specialty practices

Solutions include:

  • Secure, PCI-compliant payments

  • Patient invoicing & payment links

  • POS and gateway integrations

  • Transparent, compliant pricing models

🧾 Professional Services & B2B Companies

We help:

  • Accountants & bookkeepers

  • Law firms

  • Consultants & agencies

Solutions include:

  • QuickBooks integrations

  • Automated invoicing

  • Credit card & ACH billing

  • Lower processing costs for high-ticket invoices

🧼 Subscription, Recurring & Membership Businesses

We help:

  • Cleaning companies

  • Gyms & studios

  • Subscription & membership programs

Solutions include:

  • Recurring billing platforms

  • Failed-payment recovery

  • ACH options to reduce fees

  • Easy customer management tools

🚀 Startups & Growing Businesses

We help:

  • New businesses

  • First-time merchant accounts

  • Businesses switching from Stripe or Square

Solutions include:

  • Free consultations & rate analysis

  • Simple, scalable payment setups

  • No contracts or cancellation fees

  • Real local support (not chatbots)

Why Businesses Choose Tampa Bay Pay

✔ Local Tampa Bay–based support

✔ Transparent pricing (no hidden markup)

✔ Multiple POS & software options

✔ Fully PCI-compliant solutions

✔ No long-term contracts

✔ Free consultations & savings analysis

We work for the merchant—not the bank, processor, or POS company.

Not Sure Where You Fit? That’s Normal.

Most businesses don’t fall into a neat box—and that’s exactly where we shine.

👉 Schedule a free consultation and we’ll recommend the right setup based on your business type, volume, and goals.

Let’s take a look at your setup and show you what’s possible. Call/text us now at 727-732-3292 or schedule a meeting below!

Request a Free Analysis →

What our clients are saying...

The Highest Google Rated Payments Team in Town

Proud Members and Supporters of the Following Local Organizations

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