About Tampa Bay Pay

Merchant Services Done Right

We are a locally owned payment solutions team built on one idea — Tampa Bay businesses deserve better than what the big banks and national processors offer.
250+
Businesses Served
150+
Five-Star Reviews
$0
Cancellation Fees
24hr
Next-Day Funding
Our Story

Built by someone who was in your shoes

Tampa Bay Pay was founded after seeing firsthand how confusing, expensive, and one-sided the merchant services industry had become. Big bank processors lock businesses into long contracts, raise rates quietly, and disappear after the sale. We built something different.

We are an independent payment solutions team — which means we are not tied to one processor or one product. We work with the best technology partners in the industry and match the right solution to each business we serve. No lock-ins, no hidden fees, no surprises on your statement.

Today we serve 250+ businesses across Tampa Bay — from restaurants and retailers to healthcare practices and trades professionals — and we have become the highest-rated payment solutions team in the area because we actually show up for our clients long after the deal is done.

“I got into payment processing without knowing what merchant services meant — just like most of the business owners I meet today. That’s exactly why I started Tampa Bay Pay.”
— Zachary Gottlieb, Founder & CEO
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No Contracts
Month-to-month. Cancel anytime, $0 fee.
Next-Day Funding
Monday’s sales hit your account Tuesday.
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Free Equipment
POS systems and terminals at no upfront cost.
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Rate Lock
We guarantee to never raise your rates.
Why Tampa Bay Pay

What actually makes us different

There are a lot of payment processors out there. Here is what sets us apart — in plain language, no jargon.
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We Are Local
Based in St. Petersburg, FL. We come to your business, set everything up, train your team, and stay available. Not an 800 number.
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Transparent Pricing
Interchange-plus with no hidden fees. We show you exactly what you are paying and why — and guarantee to never raise your rates.
Better Technology
Modern POS, mobile payments, online invoicing, recurring billing, and zero-cost processing — not just a terminal and a contract.
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We Match or Beat Any Rate
Show us your current processing statement. If we cannot beat your rate, we will pay you $500. No fine print.
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No Lock-Ins
Month-to-month agreements only. No cancellation fees, no multi-year contracts. If your processor requires a contract, ask them why.
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Merchant First
Every decision is guided by what is best for the businesses we serve. That philosophy is built into everything we do.
⭐⭐⭐⭐⭐ 150+ Five-Star Google Reviews The highest-rated payment solutions team in Tampa Bay — see our live review widget in the footer below.
Meet the Team

The people behind Tampa Bay Pay

We are a team of local payment professionals who genuinely enjoy helping businesses succeed. Every person on this team was chosen because they share the same values — transparency, hands-on support, and results.
Zachary Gottlieb
Zachary Gottlieb
CEO / Founder
I got into payment processing more than five years ago without even knowing what merchant services meant — just like many business owners I meet today. It did not take long to see how confusing statements, outdated equipment, and hard-to-verify pricing leave merchants at a disadvantage. I founded Tampa Bay Pay to give business owners a better option: transparent pricing, modern technology, and real support. Today, I help companies build payment systems they can actually trust, whether that means in-store, mobile, invoicing, or integrated billing solutions. Outside of work, you will usually find me at the beach, on the golf course, or spending time with my dog, Bleu.
Founder St. Petersburg, FL
Andrea Chavez
Andrea Chavez
Director of Operations
I oversee onboarding, implementation, and day-to-day client support, making sure every merchant we bring on has a smooth experience from application through go-live. With a strong background in account management, POS troubleshooting, and customer service, I focus on delivering personalized support that helps our clients feel confident and taken care of. I am especially passionate about serving our vibrant Hispanic community and creating a seamless, culturally aware experience built on clear communication and trust. My goal is not just to meet expectations, but to consistently exceed them in every interaction.
Onboarding Client Support 🇪🇸 Habla Español
Alexandra Reyes
Alexandra Reyes
Customer & Administrative Support Specialist
With a strong background in POS troubleshooting, account management, and customer service, I focus on providing tailored support that meets each client’s unique needs. I take pride in delivering fast, efficient solutions, whether that means resolving technical issues or helping day-to-day operations run more smoothly behind the scenes. I am also passionate about supporting our Hispanic community through clear, empathetic communication and a culturally respectful approach to service. My goal is to build trust, create lasting relationships, and make every client interaction as smooth and positive as possible.
Implementation Admin Support 🇪🇸 Habla Español
Chase Orndorff
Chase Orndorff
Account Manager
With a deep background in customer service and a genuine passion for supporting local businesses, I specialize in providing customized payment solutions that help business owners save time and reduce costs. I enjoy working directly with entrepreneurs, learning how their businesses operate, and finding ways to streamline payment processes while minimizing unnecessary fees. Whether I am helping a small local shop or a growing company, my focus is always on transparent communication, dependable service, and long-term relationships. When I am not working, you will usually find me at the gym, at the beach, or spending time with friends and enjoying the Florida lifestyle.
Account Management Tampa Bay
Viviana Saavedra
Viviana Saavedra
Account Executive
With more than seven years of experience in payment processing, I have helped businesses of all sizes simplify how they accept payments and find solutions that truly fit the way they operate. I have worked with merchants across New York, Rhode Island, Georgia, and Florida, always focusing on honest pricing, clear communication, and dependable support. I proudly serve clients in both English and Spanish and care deeply about building relationships that last well beyond the initial setup. Outside of work, I am a proud mother, a soccer enthusiast, and a fan of cocktail mixology — interests that reflect my love for teamwork, creativity, and connecting with people.
Multi-State Experience Relationship Driven 🇪🇸 Habla Español
William Taylor
William Taylor
Sales Representative
I serve the Tampa Bay region with a relationship-driven approach and a strong focus on helping local businesses find smarter, more efficient payment solutions. I work closely with business owners to evaluate their current systems, identify opportunities to reduce costs, and implement setups that support their day-to-day operations. As a graduate of the University of Mississippi, I bring strong communication skills, professionalism, and a dependable mindset to every client relationship. Based here in Tampa Bay, I am passionate about supporting the local business community and helping entrepreneurs grow with confidence.
Tampa Bay Relationship Driven
Daniel Kirby
Daniel Kirby
Account Manager
I bring a strong background in banking, business relationships, and payment technology to the Tampa Bay business community. During my time as a manager with PNC Bank, I worked closely with local entrepreneurs and organizations to support growth and long-term financial success. I also have more than three years of hands-on experience with POS systems and payment solutions, which gives me a practical understanding of the challenges businesses face when choosing and implementing the right technology. Outside of work, I enjoy boating, hiking, fishing, and taking full advantage of Florida’s outdoor lifestyle while building strong relationships throughout the community.
Banking Background POS Experience
Brian Menoher
Brian Menoher
Account Executive
I came to payment processing from the other side of the counter, and that perspective shapes everything about how I work with clients. After more than a decade owning and operating restaurants and bars in Tampa Bay, including building Bones Pizza Shack on St. Pete Beach from the ground up, I know firsthand what bad POS setups, confusing fees, and unreliable service can cost a business. That experience helps me connect especially well with restaurant, bar, and hospitality operators who need solutions built around how they actually run. When I am not working with clients, you will usually find me exploring the local food scene — old habits die hard.
Former Restaurant Owner Hospitality Specialist
Matt Johnstone
Matt Johnstone
Sales Representative
After years in sales, I became increasingly frustrated by how often businesses were treated like numbers instead of valued clients. That is what led me to Zac and Tampa Bay Pay. His vision of bringing transparency, honesty, and integrity to an industry that is often confusing and misunderstood immediately resonated with me. Today, I focus on helping business owners find tailored payment solutions that fit their needs while making sure they feel informed, supported, and taken care of every step of the way. For me, great service is not just part of the job — it is the standard.
Client Focused Tailored Solutions
Bleu
Bleu
Chief Tail-Wagging Officer
Given away at a gas station in Florida, Bleu has been winning hearts since day one. Now proudly serving as Tampa Bay Pay’s Chief Tail-Wagging Officer, he is on a mission to spread smiles everywhere we go — one wag at a time. With a nose for good vibes and an unshakable work ethic, Bleu reminds us that joy is part of the job. Some clients even ask to see him instead of Zac, and honestly, we get it. Whether he is supervising from under the desk, stealing snacks, or just being his adorable self, Bleu proves that great service should always come with a smile.
Good Boy St. Pete Beach
Trusted Platforms & Industry Partners

Built on strong relationships, led by the right primary partner

Tampa Bay Pay is independent by design, which means we are able to recommend the right solution for the business instead of forcing every merchant into the same platform. At the same time, some relationships play a much larger role in how we serve clients today than others — and we believe in being honest about that.
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PayBright
PayBright is currently Tampa Bay Pay’s primary backend relationship and the platform we use for the vast majority of merchant placements today. It plays a major role in how we support merchants with payment processing, gateways, terminals, and scalable business solutions.
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Laigle Business Group
Laigle Business Group is where our journey began and remains an important part of the Tampa Bay Pay story. It played a meaningful role in our early growth and development in the merchant services industry, and some partner solutions in our ecosystem trace back to that foundation.
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Additional Trusted Relationships
We also maintain newer and growing relationships with trusted partners such as Lifelong POS and RateTracker. While those relationships represent a much smaller share of our current volume today, we respect them and value the flexibility they may provide depending on merchant fit and business need.
Technology matters, but fit matters more.

Depending on the business, Tampa Bay Pay may recommend different tools, platforms, or workflows — but the goal is always the same: match the right technology and backend support to the way the business actually operates.

Free — No Commitment
See what you could be saving
Upload your current processing statement for a free rate analysis, or book a free consultation to explore the right solution for your business. No contracts, no pressure.
We match or beat any rate · $500 guarantee if we can’t · No contracts ever
Real Merchants · Real Results

What Our Clients Are Saying

Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.

Joto's Pizza
Jodi Whitcomb, Owner  ·  jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Restaurant FigurePOS Seminole, FL
Florida Orange Groves Winery
Lance Shooks, Owner  ·  floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Winery & Retail QuickBooks Integration St. Pete Beach, FL
Plumbing by Paul
Paul & Alycia Alves, Owners  ·  plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing & Trade Dual Pricing Tampa Bay, FL
Plumbing by Paul
Paul Alves  ·  plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Plumbing & Trade Next-Day Funding Mobile Payments
Wrenchmasters
Kenny Gehringer, Owner  ·  wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Auto Service Tampa Bay, FL
Google Reviews · Tampa Bay Pay

The Highest Rated Payment Team in Tampa Bay

Don't take our word for it — here's what local business owners say after switching to Tampa Bay Pay.

5.0
★★★★★
Google Rating
Verified Reviews