QuickBooks Integrations
★★★★★ 5.0  ·  QBO and Desktop · BillerGenie · Hyfin · ACH

Streamline payments
and accounting

Managing payments and accounting should be simple, seamless, and stress-free. We connect QuickBooks with the right payment workflow to automate invoicing, get paid faster, accept ACH, and reduce manual work.

Free consult · No code required · Setup in days, not weeks
QBO + Desktop ACH at ~1% capped Auto-reconcile to QB Dual pricing supported
250+
Tampa Bay Merchants
QBO + QBD
Both Versions Supported
ACH
~$0.50 vs 2.9%
5.0★
Google Rating
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QuickBooks Payment Workflows

The right integration depends on how your business gets paid

We connect QuickBooks Online or Desktop with payment tools that make invoicing, collections, and reconciliation more efficient. The right setup depends on how often you invoice, how clients pay, whether ACH matters, and how much automation you actually need.

Start with Tampa Bay Pay, not the software list.

You don't need to figure out the "best" QuickBooks payment solution on your own. We walk through your workflow first — how you invoice, how customers pay, what your team handles manually today — then we recommend the right fit. No demo gauntlet, no comparison spreadsheets.

QuickBooks Payments vs Better Options

QuickBooks' built-in payments service is the most expensive way to take card payments in QuickBooks.

Most QuickBooks users default to QB Payments because it's the option Intuit pushes inside the app. The pricing? Flat rate, no negotiation, no interchange transparency — 2.9% + 30¢ for card-not-present transactions. On a B2B invoice of $10,000, that's $320 in fees that don't have to exist.

The good news: you can keep using QuickBooks exactly as you do today. Just swap the processor underneath.

QuickBooks Payments (built-in)
2.9% + 30¢ keyed · 2.5% + 30¢ swiped · Flat rate, no transparency
Expensive
Square + Manual QB Export
2.6%+ flat rate · Manual CSV import to QB · Hours of reconciliation
Manual sync
Stripe + Sync App
2.9% + 30¢ · $10-$30/mo sync app on top · Still flat rate
Pricey
PayPal + Manual Match
3.49% + 49¢ · Manual CSV reconciliation · Slow customer experience
Old-school
Tampa Bay Pay + BillerGenie + Hyfin
Interchange-plus pricing · ACH at ~1% capped · Auto-sync to QB · Dual pricing supported
Built right
QB Workflows
Eight ways we connect QuickBooks
to better payments
Each workflow fits a different business model. Here's the quick read on which is right for what.
1 / 8
Workflow 01QBO + BillerGenie
⭐ Most Popular
Invoice Flow
QB creates invoice → BillerGenie pulls
BillerGenie emails + texts payment link
Customer pays card or ACH
Payment auto-posts to QB invoice
FULL AUTO · NO MANUAL ENTRY
Workflow 01 — QBO + BillerGenie Premium
QBO + BillerGenie Premium
The flagship invoicing automation combo
Our most-deployed QuickBooks integration. BillerGenie pulls open invoices from QBO, sends automated email and text reminders on your schedule, accepts card and ACH payments through embedded links, and posts paid invoices back to QB automatically. Merchants typically see invoice collection times drop from 45+ days to under 20. Paired with PayBright gateway and supports dual pricing.
  • Direct two-way sync with QuickBooks Online
  • Automated email + text reminders on your schedule
  • Card and ACH acceptance via embedded payment links
  • Auto-posts paid invoices back to QB — no manual matching
  • Dual pricing supported (customer pays the card fee)
Best For
Service businesses, contractors, professional offices, and B2B companies that invoice regularly and want collections on autopilot.
Workflow 02QB Desktop
Legacy Supported
QB Desktop Versions Supported
QB Desktop Pro
QB Desktop Premier
QB Desktop Enterprise
QB Accountant Editions
HYFIN GATEWAY · DIRECT QBD SYNC
Workflow 02 — QuickBooks Desktop Support
QuickBooks Desktop Integration
Roughly half the market still runs Desktop
Most payment providers focus on QBO and quietly drop Desktop support. We don't. Hyfin gateway has direct sync capabilities with QB Desktop, and BillerGenie supports both versions. If you've been told you have to upgrade to QBO just to get modern payment integration — you don't. We work with Pro, Premier, Enterprise, and Accountant editions.
  • QB Desktop Pro, Premier, Enterprise, and Accountant editions
  • Hyfin gateway with direct QB Desktop sync
  • BillerGenie also connects to Desktop versions
  • No forced migration to QBO required
  • Card + ACH acceptance fully supported
Best For
Businesses running QB Desktop who've been told modern payment integration requires switching to QBO. It doesn't.
Workflow 03ACH
Biggest Savings
$10,000 Invoice — Card vs ACH
Card (2.9% + 30¢)$290.30
QB Payments (2.9% + 30¢)$290.30
ACH via Tampa Bay Pay~$0.50
SAVE ~$290 PER $10K INVOICE
Workflow 03 — ACH Saves Hundreds
ACH / Bank Transfer Workflows
B2B's secret weapon
Card processing costs 2.5-3.5% of the invoice. ACH (bank-to-bank transfer) costs around $0.25-$1.00 per transaction or about 1% capped. On a $10,000 invoice, ACH saves you ~$290 vs card. On a $25,000 invoice, ACH saves you ~$725. For B2B businesses with larger invoice averages, ACH alone can pay for the entire integration setup in the first month. We set up ACH alongside card so customers pick their preferred method.
  • ~$0.50 per transaction or ~1% capped (vs 2.9% card)
  • Saves $250-$340 on a typical $10,000 B2B invoice
  • Saves $700+ on a $25,000 invoice
  • Same workflow — customer picks card or bank at checkout
  • Posts to QuickBooks the same way card payments do
Best For
B2B businesses, professional services, contractors with larger invoices, and anyone tired of watching 3% disappear on every customer payment.
Workflow 04Recurring
Set + Forget
Recurring Schedule
Monthly retainer$2,500/mo
Auto-billed on the 1st
QB invoice auto-created
QB invoice marked paid
ZERO MONTHLY ADMIN
Workflow 04 — Recurring Invoice Automation
Recurring Invoice Automation
Set once, runs forever
Retainers, monthly services, ongoing memberships — anything that bills the same customer the same amount on a repeating schedule. The invoice gets created in QB automatically, the payment runs automatically, the invoice gets marked paid automatically. Customer can update their card or bank info through a secure self-service portal. Bookkeeper sees clean entries in QB every month with zero touches required.
  • Recurring schedules: weekly, monthly, quarterly, custom
  • Invoice auto-creates in QB on the schedule
  • Payment runs against stored card or bank token
  • Failed payment retries + automatic customer notification
  • Self-service portal for customers to update payment info
Best For
Agencies on retainer, recurring service contracts, memberships, subscription B2B services, and any business that bills the same customer repeatedly.
Workflow 05QB Payments Swap
Highest-Impact Switch
Real Example: $50K/mo Card Volume
QB Payments cost~$1,450/mo
Interchange-plus cost~$1,000/mo
Annual savings~$5,400
QB STAYS · ONLY PROCESSOR CHANGES
Workflow 05 — QB Payments Replacement
Replace QuickBooks Payments
Same workflow. Better rates.
QuickBooks Payments charges flat-rate pricing (2.9% + 30¢ keyed) regardless of volume. For a business doing $50,000/month in card processing through QB Payments, switching to interchange-plus typically saves around $400-$500 monthly — roughly $5,000-$6,000 per year. Your QuickBooks setup looks identical. Invoice creation, customer records, automatic reconciliation — all unchanged. We just swap the processor underneath.
  • QuickBooks workflow looks identical to today
  • Interchange-plus pricing instead of flat-rate markup
  • Typical $400-$500/mo savings at $50K monthly volume
  • Setup takes a few days — no team retraining required
  • Cancellation handled cleanly with QB Payments
Best For
Anyone currently using QuickBooks Payments at $15,000+ monthly card volume. The break-even point where interchange-plus saves money is right around there.
Workflow 06Dual Pricing
$0 Card Fees
QB Invoice — Two Prices
Cash / ACH price$2,500.00
Card price$2,600.00
CUSTOMER COVERS CARD FEE · MERCHANT $0
Workflow 06 — Dual Pricing on QB Invoices
Dual Pricing on QuickBooks Invoices
Customer covers the card fee
Through BillerGenie Premium + PayBright gateway, your QuickBooks invoices can display two prices: a cash/ACH price and a card price. If the customer pays by card, they cover the processing fee directly — meaning the card transaction effectively costs you $0 in processing. Cash and ACH payments collect at the lower price. The invoice math syncs back to QB correctly for both scenarios. Fully compliant with card brand rules.
  • Cash/ACH price and card price displayed on invoice
  • Customer picks payment method at checkout
  • Card customers pay processing fee directly
  • Cash + ACH customers pay lower price
  • Both scenarios sync to QB with correct amounts
Best For
Service businesses, contractors, and B2B merchants with high-ticket invoices where 3% on $10,000+ invoices adds up fast. Most customers in B2B prefer ACH anyway, so dual pricing pushes them toward the no-fee option.
Workflow 07Hyfin Gateway
Direct QB Sync
Hyfin Gateway Architecture
QuickBooksHyfinProcessor
Tokenized card storage
Recurring billing engine
ACH + card on one platform
Direct QB Desktop sync
Workflow 07 — Hyfin Gateway
Hyfin Gateway
When you need a more technical integration
Hyfin is our recommended gateway for QuickBooks merchants who need tokenized card storage, recurring billing, ACH + card on one platform, and direct sync with QB Desktop. It's the engine behind some of the more complex integrations we deploy — multi-location businesses, custom invoicing workflows, and merchants who've outgrown the BillerGenie-only setup. We map your QB chart of accounts to Hyfin so reporting stays clean.
  • Tokenized card-on-file storage (PCI-compliant)
  • Built-in recurring billing engine
  • ACH + card processing on the same platform
  • Direct sync with QB Desktop and QBO
  • Powers the Linked2Pay engine for higher-complexity flows
Best For
Merchants who need more than basic invoicing — tokenization for recurring, multi-location reporting, or custom QB integrations that go beyond standard BillerGenie workflows.
Workflow 08Migration
Switch Without Pain
5-Day Migration Plan
Day 1Statement audit + savings estimate
Day 2Application + same-day approval
Day 3Gateway + BillerGenie connected to QB
Day 4Test transactions + reconciliation check
Day 5Cut over + cancel old processor
Workflow 08 — 5-Day QB Migration
Migration From QB Payments / Square / Stripe
Five days from audit to active
If you're already using QB Payments, Square, or Stripe with QuickBooks, the migration is straightforward. We don't change your QuickBooks setup at all — invoice templates, customer records, chart of accounts, all stay exactly as they are. We swap the processor + connection underneath, test reconciliation, and cut over. Most migrations complete in five business days, and the savings start immediately.
  • Day 1: Statement audit + projected savings calculation
  • Day 2: Same-day merchant account approval
  • Day 3: Gateway and BillerGenie connected to your QB
  • Day 4: Test transactions + reconciliation verification
  • Day 5: Cut over from old processor with no workflow change
Best For
Anyone currently on QB Payments, Square, Stripe, or PayPal who wants better rates without disrupting their QuickBooks workflow. The transition is invisible to customers and your team.
Already using QuickBooks Payments? Send us your most recent QB Payments fee statement and we'll show you exactly what interchange-plus would have cost on the same volume.
Free QB Cost Audit →
Compatible Tools

The tools we connect to QuickBooks most often

📬
BillerGenie Premium
Invoicing-automation engine that pulls open invoices from QuickBooks, sends automated reminders, accepts card and ACH payments, and posts paid invoices back to QB automatically. Supports dual pricing.
⚙️
Hyfin Gateway
Direct QuickBooks Desktop sync, tokenized card storage, recurring billing engine, ACH and card on one platform. Best for complex integrations and businesses that need more than basic invoicing.
🏦
ACH & Bank Transfer
~$0.50 per transaction or ~1% capped vs 2.9% for cards. The biggest single cost reduction for B2B businesses, fully integrated into the QuickBooks invoicing workflow.
Benefits

Why businesses connect payments to QuickBooks

Get Paid Faster

Reduce outstanding invoices with automated reminders and easier payment options.

Reduce Manual Entry

Connected workflows cut duplicate work, missed payments, and avoidable admin mistakes.

Lower Processing Costs

Interchange-plus pricing plus ACH for B2B invoices, instead of QB Payments' flat rate.

Improve Cash Flow

Speed up collections by making invoices easier to pay and follow-up easier to manage.

Better Customer Experience

Give clients a cleaner, professional way to pay without adding friction.

Cleaner Reconciliation

Spend less time chasing numbers and more time running the business.

Who This Fits Best

Common QuickBooks integration use cases

These setups work especially well for service businesses, contractors, legal offices, medical practices, B2B companies, and organizations that rely heavily on invoicing and accounts receivable.

🧰
Service & Field Businesses
Companies that invoice after work is completed and want faster collections without more office chaos. Trade contractors, home services, field crews.
⚖️
Professional Offices
Cleaner invoice workflows, recurring billing, organized client payment tracking. Legal, medical, accounting, consulting, agencies.
🏢
Growing Organizations
Businesses that have outgrown manual reminders, disconnected systems, and clunky collections. Multi-location, multi-account, complex receivables.
Frequently Asked Questions

QuickBooks integrations — answered

Does Tampa Bay Pay work with QuickBooks Online?
Yes. We have multiple paths for connecting payments to QuickBooks Online — BillerGenie Premium is our most-deployed solution, paired with the PayBright gateway. The integration handles invoice creation in QBO, payment acceptance via card or ACH, automatic reconciliation back to QBO when a payment posts, and automated reminders for outstanding invoices. Most businesses are set up within a few days.
What about QuickBooks Desktop?
Yes, we support QuickBooks Desktop too. About half of small businesses still run QB Desktop and many integration providers ignore them. Hyfin gateway has direct QB Desktop sync capabilities, and BillerGenie works with both versions. The workflow is similar to QBO — invoices flow through, payments collect via card or ACH, transactions sync back to your QB file.
How is your QuickBooks integration different from QuickBooks Payments?
QuickBooks' built-in payment service (QB Payments) charges flat rates — typically 2.9% + 30¢ for card-not-present and 2.5% + 30¢ swiped. At any meaningful volume, that's significantly more than interchange-plus pricing. We connect QuickBooks to a real merchant account at interchange-plus rates, often saving B2B merchants thousands per year while keeping the same QuickBooks workflow. The integration looks the same to your customers — invoices, payment links, automatic reconciliation. Only the cost changes.
Can I do ACH through QuickBooks?
Yes — and this is where the biggest savings come from for B2B businesses. ACH (bank-to-bank transfer) typically costs around $0.25-$1.00 per transaction or about 1% capped, vs. 2.5-3.5% for credit cards. On a $10,000 invoice, ACH saves $250-$340 over a card. We set up ACH collection through the QuickBooks workflow so customers can pay invoices via bank transfer just as easily as card. For B2B merchants with larger invoice averages, ACH alone can pay for the entire integration setup in a single month.
What's BillerGenie and why do you recommend it?
BillerGenie is invoicing-automation software that connects to QuickBooks and to a merchant account. It pulls open invoices from QB, sends automated reminders on your schedule, accepts card and ACH payments via embedded payment links, and posts paid invoices back to QB automatically. We use BillerGenie Premium because it pairs cleanly with the PayBright gateway and supports dual pricing — meaning your customers can pay the processing fee directly when paying by card. Our merchants typically see invoice collection times drop from 45+ days to under 20.
How does dual pricing work with QuickBooks?
Dual pricing lets you list a cash price and a card price on your invoices — when the customer pays by card, they cover the processing fee directly. Through BillerGenie Premium + PayBright gateway, this is fully automated: the invoice in QuickBooks gets two pricing displays, the customer picks their preferred method at checkout, and the appropriate amount syncs back to QB. For B2B merchants doing high-ticket invoices, this can effectively eliminate processing costs.
Can I migrate from QuickBooks Payments to your setup?
Yes, and it's straightforward. You keep using QuickBooks exactly as you do today — the invoice creation, customer records, and payment workflows look the same to you and your customers. We swap out the payment processor underneath, connect it to QuickBooks through BillerGenie or Hyfin, and your effective rate drops while everything else stays the same. Most migrations take a few days to set up and require zero workflow changes for your team.
Does the integration sync invoices automatically?
Yes. When a payment is collected through the integration, it posts back to the QuickBooks invoice automatically — marking it paid, applying the deposit, and clearing the receivable. No manual matching, no end-of-month reconciliation marathon. Your bookkeeper or accountant sees the same QB they always have, just with cleaner data flowing in automatically.
⭐⭐⭐⭐⭐
The highest-rated payment solutions team in Tampa Bay
157+ five-star Google reviews · 172 total across platforms
See What You'd Save →
Related Solutions

Pairs well with

Get Started · QuickBooks Connected Payments
Connect QuickBooks to better payments today
Whether you run a small business, service company, or growing organization, we'll help you connect QuickBooks with the right payment tools for your workflow — save time, improve cash flow, and simplify your accounting process.
Call or Text: (727) 732-3292  ·  [email protected]  ·  By Appointment Only
Real Merchants · Real Results

What Our Clients Are Saying

Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.

Joto's Pizza
Jodi Whitcomb, Owner  ·  jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Restaurant FigurePOS Seminole, FL
Florida Orange Groves Winery
Lance Shooks, Owner  ·  floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Winery & Retail QuickBooks Integration St. Pete Beach, FL
Plumbing by Paul
Paul & Alycia Alves, Owners  ·  plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing & Trade Dual Pricing Tampa Bay, FL
Plumbing by Paul
Paul Alves  ·  plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Plumbing & Trade Next-Day Funding Mobile Payments
Wrenchmasters
Kenny Gehringer, Owner  ·  wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Auto Service Tampa Bay, FL
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The Highest Rated Payment Team in Tampa Bay

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