Healthcare Payment Processing
★★★★★ 5.0  ·  The highest-rated payments team in Tampa Bay

A payment setup built
around how your practice runs

Payment processing for medical, dental, chiropractic, therapy, vision, and veterinary practices. Run a clean standalone setup with dual pricing, ACH, terminals and text-to-pay — or, if your office needs it, connect payments directly to your EMR or practice management system so they post themselves.

Get a Free Rate Review → Book a Free Consult
Integration optional · No change to your clinical software · No contracts · Local Tampa Bay support
Standalone or EMR-integrated Dual pricing available PCI-compliant setup ACH for high-ticket billing
45+
EMR & PM systems we can connect to
~0%
Effective processing cost with dual pricing
ACH
High-ticket friendly
$0
Cancellation fees
Why This Matters

Practices lose money in two places: the processing rate, and everything that happens after the visit

A practice doing $80K/month in card volume pays roughly $2,300/month in processing fees at 2.9% — about $27,600 a year. Then there's the other side of the ledger: staff hours spent keying payments into the practice management system, paper statements, aging patient A/R, and balances that eventually get written off. Both are fixable, and neither requires replacing your EMR.

We help healthcare offices build payment systems that are secure, practical, and easy for staff and patients to use. That may include an integrated payments platform that posts transactions directly into your practice management system, dual pricing at the front desk, ACH for larger balances, text-to-pay, hosted payment links, patient invoicing, or a simple terminal setup that works alongside your existing workflow instead of disrupting it.

The right combination depends on your practice type, average ticket, patient mix, and whether you collect primarily at checkout, after insurance, or on a billing cycle. Tampa Bay Pay figures out which tools actually fit — and sets them up correctly.

Four levers most practices never use
1Dual pricing — patients who pay by card cover the processing fee. Near-zero cost on all card volume. This is the biggest lever for most practices.
2ACH — for larger balances, treatment plans, and recurring memberships. Fraction of card cost on high-ticket billing.
3Interchange-plus pricing — if you keep standard card processing, this is the structure that stops you from overpaying on every transaction.
4EMR-connected posting — optional. If manual posting and aging patient A/R are costing you real staff hours, payments can post themselves into your PM system.
Most practices are using none of these — and writing off thousands a year as a cost of doing business.

A payment cost review takes 10 minutes and doesn't require changing a single system. We'll show you exactly what your practice is paying, where the money is going, and what a properly structured setup would cost instead.

Two Ways To Set It Up

Some practices want a clean system. Some need it wired into their software.

There's no single right answer here, and we don't push one. Plenty of offices are best served by a straightforward setup that works on its own — terminals, dual pricing, ACH, text-to-pay — with nothing touching their clinical software. Other offices, especially ones with heavy post-insurance billing or a billing team drowning in manual posting, need payments to land inside the practice management system. We do both, and the review tells us which one you're actually in.

Option A · Most Practices
Standalone setup — we provide the system
A complete payment setup that runs on its own. Nothing connects to your EMR, nothing changes in your clinical software, and there's no integration cost. Your front desk takes payments the way they always have, just at a much lower cost to the practice.
What you get
Front desk terminals — EMV, contactless, Apple & Google Pay
Dual pricing configured and disclosed correctly
ACH for treatment plans, memberships, and large balances
Text-to-pay and emailed payment links for remote balances
Recurring billing with a patient self-service portal
Local setup, staff training, and direct support
Best fit when Your posting workload is manageable, your collections are healthy, or you simply don't want another system touching your EMR. Fastest to launch, and no software fee.
Option B · When You Need It
Integrated — payments post into your PM system
Everything in the standalone setup, plus a connection to your EMR or practice management system so payments post themselves. This is a paid software layer, so it's worth it when manual posting and aging patient A/R are costing you real money — and not worth it when they aren't.
What it adds
Automatic posting to the patient ledger — no double entry
Secure card capture at intake for future balances
Post-insurance balances sent and collected faster
Patient-friendly mobile statements with a payment link
Payment plans tracked against the balance in your system
45+ EMR / PM systems supported, more added on request
Best fit when Staff spend hours posting payments, A/R is aging past 60–90 days, you're paying a collections agency a percentage, or you run multiple locations on one PM system.
We'll tell you which one you need — including when the answer is neither. If your current processor is already priced well and your collections are in good shape, we'll say that and you can keep what you have. We'd rather lose a deal than sell an office a software fee it doesn't need.
Option B In Detail · EMR & PM Integration

If your practice needs payments inside the practice management system

Not every office needs this — but when a practice is paying staff to key in every payment, or watching post-insurance balances age out into a collections write-off, integration is usually where the real money is. Payments taken in the office, by text, online, or on a payment plan post directly into your EMR or practice management system on the rules your practice sets. Here's how it gets built and what it connects to.

STEP 01
Connect
We establish secure connectivity to your existing EMR, EHR, or practice management platform — cloud-based or server-installed. Your software stays exactly as it is.
STEP 02
Confirm posting rules
Your practice decides how payments should post: which ledgers, which codes, how copays versus post-insurance balances are handled. We confirm it in writing before anything goes live.
STEP 03
Match your workflow
The automation is built around how your front desk and billing team already work — not the other way around. No new portal for staff to learn or reconcile against.
STEP 04
Validate & go live
We test posting against real transactions before cutover. Payments then post automatically as they're taken, or as a scheduled batch at a time you choose.
Software we already connect to
These are systems with existing integrations across medical, dental, orthodontic, therapy, vision, and veterinary practices. If yours is here, we can usually move quickly.
Medical & Multi-Specialty
eClinicalWorks (eCW) AdvancedMD NextGen Allscripts Centricity Practice Fusion CollaborateMD Greenway Modernizing Medicine Nextech Cerbo Veracity Acom Rapid PM Atlas Procision
Dental & Orthodontic
Dentrix Dentrix Ascend Open Dental Eaglesoft Denticon Curve Carestack Oryx Sensei SilkOne FUSE OrthoTrac / Carestream Dolphin OrthoEdge PracticeWorks SoftDent
Chiropractic, PT & Therapy
ChiroTouch Jane TherapyNotes Optimis PT Zanda
Vision & Aesthetics
OfficeMate RevolutionEHR AestheticsPro
Veterinary
AVImark Idexx Cornerstone Idexx Neo Vetter EZVet ImproMed
Not On The List?
New systems added in weeks Cloud or server-installed Direct API on request
Don't see your system? The integration is built to be software-agnostic, and new cloud-based or server-installed platforms can typically be enabled in a couple of weeks. Tell us what you run and we'll confirm what's possible before you commit to anything. Direct API integrations are also available on a project basis.
✓No double entry. Payments post to the patient ledger automatically instead of being keyed in by staff.
✓Secure card capture at the point of sale. Cards are tokenized for future balances and payment plans — no card numbers sitting on a sticky note or in a chart.
✓Post-insurance balances collected faster. Send the balance by text or email with a payment link the patient can act on immediately.
✓Patient-friendly statements. A clear mobile summary of what's owed and why, with the payment link built in — instead of a paper statement that gets ignored.
✓Recurring payment plans. Set up installments on treatment plans and memberships, on card or ACH, without chasing patients every month.
✓Shorter A/R cycle, fewer write-offs. Balances that get collected in weeks instead of months don't end up at a collections agency taking a cut.
✓Works with dual pricing. The integration and the pricing program aren't either/or — you can run both.
✓Straight answer on cost. This is a paid software layer, quoted per location based on what your practice actually needs. We'll price it plainly and tell you if the math doesn't work for you.
Check My Software → Call (727) 732-3292
Payment Solutions

What we set up for healthcare practices

Every solution works alongside your existing EHR and practice management software. No platform replacement, no workflow disruption — just a better payment layer underneath.

🔗
EMR & PM integration OPTIONAL
For practices that need it: payments post directly into your practice management system — copays at check-in, post-insurance balances, payment plans, and online payments alike. Your front desk stops keying transactions twice, and your billing team stops reconciling two systems that never quite agree. Everything else on this page works with or without it.
What it connects
In-Office Terminal Text-to-Pay Online Portal Card on File
💰
Dual pricing at checkout
Post a cash price and a card price at the front desk. Patients who pay by card cover the processing fee — typically 4%. Patients who pay by cash, check, or ACH pay the base price. Your practice keeps the full amount either way. Florida law permits this when correctly disclosed, and Tampa Bay Pay sets it up right.
Why it's the strongest option
Near-Zero Processing Cost Legal in Florida Patient Chooses How They Pay Works at Front Desk & Online
🏦
ACH for high-ticket billing
For larger balances, treatment plans, membership billing, and recurring charges, ACH costs a small fixed fee plus a low percentage — far less than 2.9% on any meaningful amount. On practices with recurring billing or large procedure balances, the savings add up fast.
Best fits
Treatment Plans Memberships Recurring Billing Large Balances
📩
Patient invoicing & text-to-pay
Send payment links directly to patients by text or email, with a clear summary of what's owed. Dual pricing can be embedded in the link so the card vs. cash price is shown at checkout — no front desk interaction required. Useful for post-visit balances, after-insurance billing, and any situation where the patient pays remotely.
Use cases
Text-to-Pay Email Invoices After-Insurance Billing Remote Checkout
🔁
Recurring billing & payment plans
Concierge practices, wellness clinics, and membership-based health models run on recurring billing — and so do treatment plans billed in installments. Set up automatic charges on ACH to minimize fees, with a portal where patients can update their own payment method without calling the office.
Strong fits
Concierge Medicine Wellness Memberships Treatment Plan Installments Auto-Renewal
📞
Local, hands-on support
When something breaks at the front desk — a terminal goes down, a payment link stops working, a posting question comes up — you want a real person locally, not a support queue. Tampa Bay Pay provides direct access and same-day responses for active clients.
Support model
Direct Contact Same-Day Responses Tampa Bay Based
Dual Pricing for Healthcare

Why dual pricing is the strongest move
for most healthcare practices

Most practices are absorbing card fees on every single patient transaction. Dual pricing flips that — patients who pay by card cover the cost, patients who pay another way get a lower price. The practice keeps the full amount either way.

How it works at the front desk
Your front desk posts two prices for every service — a cash/check/ACH price and a card price. The card price is typically 4% higher. The patient sees both prices at checkout and chooses how they want to pay. Either way, your practice collects the full amount. No fees absorbed, no write-offs, no end-of-month surprise on your statement.
Florida law allows this when it's properly disclosed. Tampa Bay Pay sets up the hardware, configures the pricing, and ensures disclosures are displayed correctly — the wrong setup creates patient confusion and compliance risk.
Example — $200 office visit
Cash / Check / ACH price $200.00
Card price (4% added) $208.00
Processing cost to practice $0.00
Without dual pricing
Practice doing $50K/month in card volume pays ~$1,450/month in processing fees at 2.9% — $17,400/year written off.
With dual pricing
Same $50K/month in card volume. Patients who pay by card cover the fee. Practice's effective processing cost: near zero. That's $17,400/year back in the business.
Works online too
Dual pricing can be embedded in payment links and invoices — patients see both prices when they click to pay remotely, not just at the front desk.
Stacks with the integration
Dual pricing and EMR-connected posting aren't either/or. Run both and you cut what you pay to process and what it costs you in staff time to collect.
Real Practice Scenarios
How practices actually
use Tampa Bay Pay
Common setups we build. Yours probably looks like one — or a mix.
1 / 6
Scenario 01Medical Practice
Integrated Posting
🩺
PRIMARY CARE · 3 PROVIDERS
Scenario 01 — Medical Practice
Primary Care Practice
Payments post to the EMR · Dual pricing at the desk
A three-provider primary care practice ran payments through their EMR's built-in processor at 2.9% — roughly $1,500/month on $52K in card volume — and still had staff manually posting every transaction. The integrated setup posts copays, post-visit balances, and text-to-pay payments straight into the practice management system on the office's own posting rules. Dual pricing at the front desk moved the processing cost to patients who choose card. Nothing about check-in, charting, or billing software changed.
Their Setup
EMR-integrated payments + dual pricing terminals at the front desk + text-to-pay for post-visit balances + ACH option for larger bills
Get a Rate Review →Book a Consult
Scenario 02Dental Office
ACH + Dual Pricing
🦷
DENTAL · HIGH-TICKET PROCEDURES
Scenario 02 — Dental Office
General Dental Practice
Dual pricing on copays · ACH on implants & large cases
A dental office had two billing situations: routine copays and cleanings at checkout, and larger procedure balances ($2,000–$8,000 for implants, crowns, and cosmetic work) billed after insurance. Dual pricing at the front desk eliminated processing costs on everyday visits. ACH for large procedure balances — where 2.9% would mean $58–$232 per transaction — cut those fees to a small fraction of the card cost. Balances posted back into their dental software automatically instead of being keyed in at the end of the day.
Their Setup
Integration with their dental PM system + dual pricing terminals at checkout + ACH for large treatment balances + payment links for post-insurance billing
See What You'd Save →Talk to Us
Scenario 03Concierge Medicine
ACH Memberships
🏥
CONCIERGE PRACTICE · 400 MEMBERS
Scenario 03 — Concierge Practice
Concierge Medical Practice
400 members at $250/mo · ACH saves ~$1,400/month
A concierge practice billing 400 members at $250/month was paying about $2,900/month in card processing fees. Moving half the membership base to ACH — which most members preferred for a recurring charge anyway — cut fees from $2,900 to roughly $1,400/month. Members who stayed on card were moved to dual pricing so the processing cost was covered at checkout, not absorbed by the practice.
Their Setup
Recurring billing with ACH primary + dual pricing for card-paying members + self-service portal for payment method updates
Review My Setup →Book a Consult
Scenario 04Med Spa
Dual Pricing + Packages
✨
MED SPA · TREATMENTS & PACKAGES
Scenario 04 — Med Spa
Medical Spa
Dual pricing on all services · High average ticket
Med spas run high average tickets — injectables, laser treatments, and skincare packages often run $300–$1,500 per visit. Nearly all clients pay by card. Dual pricing means the practice posts a cash price and a card price at checkout. Clients who pay by card cover the processing fee. On $70K/month in card volume, that's roughly $2,000/month the spa was previously absorbing — now covered by the clients who choose to pay by card.
Their Setup
Dual pricing at checkout + payment links with dual pricing for deposits and packages + recurring billing for membership plans
Get a Rate Review →Talk to Us
Scenario 05Chiropractic
Care Plans + Dual Pricing
🧠
CHIROPRACTIC · CARE PLANS
Scenario 05 — Chiropractic / Wellness
Chiropractic Practice
Dual pricing at desk · ACH on care plans · Auto-posting
A chiropractic office collected payments two ways: small copays at every visit, and larger care plan payments ($400–$1,200) billed upfront or in installments. Dual pricing at the front desk covered the everyday visits. ACH for care plan collections — where 2.9% on a $1,000 plan costs $29 — dropped those fees to a small fraction of the card cost. With posting connected to their practice software, the front desk stopped re-entering every visit payment by hand.
Their Setup
Dual pricing terminal for visits + ACH for care plan billing + integrated posting to their chiropractic PM system + payment links for new patient deposits
See What You'd Save →Book a Consult
Scenario 06Veterinary
Integrated + Card on File
🐾
VETERINARY · 2 LOCATIONS
Scenario 06 — Veterinary Practice
Veterinary Practice
Posts to the vet PM system · Deposits and surgery balances
A two-location veterinary practice took deposits for surgeries, collected balances at discharge, and ran wellness plans monthly — all posted by hand into their practice software at the end of each day. Connecting payments to the PM system removed the manual posting entirely. Secure card capture at intake meant surgery balances could be collected at discharge without chasing the client, and dual pricing kept the processing cost off the practice.
Their Setup
Integrated posting to their veterinary PM system + card on file for deposits and discharge balances + dual pricing + recurring billing for wellness plans
Check My Software →Get a Rate Review
Every practice is different. Your mix of visit types, average ticket, software, and billing cycle determines the right configuration.
Build My Setup →
Practice Types We Support

Healthcare, dental, therapy, and veterinary practices we work with

From solo practitioners to multi-location groups, the payment challenge is the same — collect efficiently, reduce what you absorb, keep staff out of manual data entry, and keep everything compliant.

🩺
Medical Practices
Primary care, specialty, and urgent care. Integrated posting to the EMR, dual pricing at the front desk, and text-to-pay for after-insurance balances.
🦷
Dental Offices
High-ticket procedures where ACH saves significantly, dual pricing on routine copays, and balances that post straight into your dental software.
😁
Orthodontic Practices
Long-running treatment contracts billed in installments. Card on file, recurring plans, and automatic posting to your ortho PM system.
🧠
Chiropractic & Physical Therapy
Care plan billing and frequent repeat visits. Dual pricing at the desk plus ACH on larger packages keeps processing cost near zero.
💬
Therapy & Mental Health
Recurring weekly sessions, card on file, and superbill balances collected without a front desk chasing payments between appointments.
👓
Vision & Optometry
Exams, frames, and contact lens orders in one ticket. Payments post to your optical PM system instead of being reconciled twice.
🐾
Veterinary Practices
Surgery deposits, discharge balances, and wellness plans. Secure card capture at intake and posting into your veterinary software.
🏥
Concierge & Membership Practices
Recurring billing where ACH slashes monthly fees, with dual pricing for members who prefer to pay by card.
✨
Med Spas & Wellness
High average tickets, nearly all card volume. Dual pricing is the primary lever here, with packages and memberships billed on recurring plans.
Cost Review

See what your practice is actually paying to collect patient payments

If your practice is processing through your EHR's built-in payment system, a flat-rate processor, or Square — a cost review shows exactly what those fees are costing, what your staff time is costing on top of that, and what a dual pricing, ACH, or integrated structure would look like instead.

The review is straightforward — no surprises:
1No system changes required just to review your current numbers
2No obligation and no pressure to switch
3Clear side-by-side: what you pay now vs. what dual pricing, ACH, or an integrated setup would cost
4A straight answer on whether integration is worth it for you — and confirmation that your specific EMR or PM system can be connected if it is
5A practical recommendation based on your practice type and billing model — including telling you to stay put if you're already in a good spot
Compliance Matters

Healthcare payments aren't the place to cut corners

Dual pricing, PCI compliance, card data handling, and proper fee disclosure aren't optional. Tampa Bay Pay sets up every configuration correctly — the wrong setup creates patient confusion, compliance exposure, and disputes you'll spend staff time cleaning up.

We don't wing compliance to close a deal faster. Every setup includes proper disclosures, correct hardware configuration, posting rules your practice signs off on, and a payment structure that holds up.

Book a Free Consult → Call (727) 732-3292
PCI-compliant hardware & setup
Proper terminals, secure workflows, protected cardholder data
Required
Cards tokenized at the point of sale
Card on file for future balances without card numbers living in the chart
Built in
Posting rules approved by your practice
You define how payments post before the integration goes live
Confirmed in writing
Dual pricing properly disclosed
Florida requires clear patient-facing disclosure at point of sale
Configured correctly
No surcharging misconfigurations
Surcharge vs. dual pricing are different — wrong setup creates card brand violations
Setup right
Questions about your current setup?
We'll review it — no obligation, no pressure to switch
Free review
Frequently Asked Questions

Healthcare payment processing — answered

Do we have to integrate with our EMR?
No. Integration is an option, not a requirement, and plenty of the practices we work with don't use it. A standalone setup — terminals, dual pricing, ACH, text-to-pay, recurring billing — runs completely on its own with no connection to your clinical software and no software fee. Integration makes sense when manual posting is eating staff hours or patient A/R is aging, and we'll tell you honestly which situation you're in before quoting anything.
Do you integrate with our EMR or practice management system?
In most cases, yes. We offer an integrated patient payments platform that connects to most major EMR, EHR, and practice management systems — including eClinicalWorks, AdvancedMD, NextGen, Practice Fusion, Modernizing Medicine, CollaborateMD, Dentrix, Dentrix Ascend, Open Dental, Eaglesoft, Denticon, Curve, Carestack, ChiroTouch, Jane, TherapyNotes, OfficeMate, RevolutionEHR, AVImark, Idexx Neo, Idexx Cornerstone, and many others. Payments taken at the front desk, by text, or online post back into your system automatically instead of being keyed in by staff. Tell us what you run and we'll confirm before you commit to anything.
What if our practice management software isn't on the list?
The integration is built to be software-agnostic, and it works with both cloud-based and server-installed platforms. New systems can typically be enabled in a couple of weeks, and direct API integrations are available on a project basis. If your system genuinely can't be connected, we'll tell you that up front rather than sell you something that won't work.
Do patient payments post automatically to our system?
Yes. During setup, your practice confirms how payments should post — which ledgers, how copays are handled versus post-insurance balances, and anything specific to how your billing team works. Once that's approved and validated, payments post automatically as they're taken, or as a scheduled batch at a time you choose. Your front desk keeps working in the software they already use; there's no second portal to reconcile at the end of the day.
Is the integration free?
No — and we'd rather say that plainly than surprise you on a quote. The integrated payments platform is a paid software layer, priced per location based on what your practice actually needs. For most practices it's offset by the staff hours that go back into patient care instead of posting payments, along with fewer write-offs and a shorter A/R cycle. We'll put the real number in front of you alongside your current processing cost, and if the math doesn't work for your practice, we'll say so.
Can healthcare practices use dual pricing for patient payments?
Yes — and it's one of the strongest fits for healthcare. In Florida, dual pricing is legal when properly disclosed. You post a cash/check/ACH price and a card price (typically 4% higher) at checkout. Patients who pay by card cover the processing fee. Patients who pay another way get the lower price. Tampa Bay Pay configures the hardware, ensures the disclosures are correct, and sets the pricing up properly — the wrong configuration creates compliance exposure and patient confusion.
What's the difference between dual pricing and surcharging?
Surcharging adds a fee on top of the standard price only for card transactions. Dual pricing posts two separate prices — a cash price and a card price — and the patient chooses. The distinction matters because card brand rules and state laws treat them differently. Tampa Bay Pay sets up dual pricing, not surcharging, and ensures it's configured and disclosed correctly under Florida law.
Will patients push back on dual pricing?
Less than most practices expect. Patients already see cash discounts at gas stations and service businesses. When it's disclosed clearly and the price difference is explained at checkout, most patients understand it. Many choose to pay by ACH or check to get the lower price — which is also a win for the practice, since ACH costs a fraction of card processing. The key is clear disclosure and staff who are comfortable explaining it, which we help with during setup.
Can we use ACH for large patient balances and treatment plans?
Yes. ACH is one of the best tools for high-ticket healthcare billing — treatment plans, large procedure balances, and recurring membership charges. A $1,000 payment processed by card at 2.9% costs $29. Paid by ACH, the cost is a small fixed fee plus a low percentage — a fraction of that. For practices with recurring membership billing or large procedure collections, ACH can save thousands per month on its own, even before dual pricing is added.
What does a payment cost review involve?
Send us your current processing statement (or just your monthly volume and current rate). We review what you're actually paying — including all fees, not just the headline rate — and show you a clear side-by-side against a cleaner structure. We'll also confirm whether your EMR or practice management system can be connected. No system changes required, no obligation to switch, and if you're already in a good spot we'll tell you that.
Are there contracts or cancellation fees?
No. Every Tampa Bay Pay merchant account is month-to-month with no cancellation fees and no early termination fees. You stay because the setup works for your practice.
⭐⭐⭐⭐⭐
The highest-rated payment solutions team in Tampa Bay
176 five-star reviews across Google and other platforms
See What You'd Save →
Request a Payment Cost Review
Tell us how your office collects — we'll build around it
Send us your current statement, or just your monthly volume and how you collect. We'll show you what dual pricing, ACH, and a properly structured account would change — and whether connecting payments to your EMR is worth it for your practice or a cost you don't need.
Get a Free Rate Review → Book a Free Consult
No contracts · No clinical software changes · Local Tampa Bay team · (727) 732-3292
Real Merchants · Real Results

What Our Clients Are Saying

Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.

Joto's Pizza
Jodi Whitcomb, Owner  ·  jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Restaurant FigurePOS Seminole, FL
Florida Orange Groves Winery
Lance Shooks, Owner  ·  floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Winery & Retail QuickBooks Integration St. Pete Beach, FL
Plumbing by Paul
Paul & Alycia Alves, Owners  ·  plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing & Trade Dual Pricing Tampa Bay, FL
Plumbing by Paul
Paul Alves  ·  plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Plumbing & Trade Next-Day Funding Mobile Payments
Wrenchmasters
Kenny Gehringer, Owner  ·  wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Auto Service Tampa Bay, FL
Read all 171 five-star reviews on Google →
Featured On · The Paycast Network

Zac on The Paycast Network

Founder Zac Gottlieb joined The Paycast Network to talk transparency, interchange, and what it really takes to build a payments brand local businesses trust.

Why Most Processors Hide Their Real Fees
Zac Gottlieb with host Chase  ·  The Paycast Network
Breaking down interchange rates, the hidden costs of flat-rate pricing, and why merchant processors should be held to the same professional standards as CPAs, lawyers, and bankers.
Transparency Interchange Jun 2026
Handshakes, High Standards & Einstein's Hair
Zac Gottlieb, with Andrew Gill & Clay Shivers  ·  The Paycast Network
A roundtable on building a standout payments brand in 2026 — why branding is a stamina game, and why in an automated world the person behind the terminal is still your most valuable asset.
Branding Roundtable May 2026
Google Reviews · Tampa Bay Pay

The Highest Rated Payment Team in Tampa Bay

Don't take our word for it — here's what local business owners say after switching to Tampa Bay Pay.

5.0
★★★★★
Google Rating
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