Business Funding & Working Capital

Fast small business funding starts with understanding your financial health

With Score, you get instant access to your business financial health score and personalized recommendations — no credit card, no hidden fees, and no complicated forms. It is always free, always educational, and always yours.

Simple, useful insights for business owners

Score helps you understand your business finances so you can make smarter decisions around cash flow, funding readiness, and long-term growth. Four simple inputs. Instant results.

100% free No credit card required
5 minutes Four simple questions
Your data Secure, private, and owned by you

Know where your business stands

Just like a personal credit score helps you understand your financial position, your business deserves the same kind of visibility. Score gives you instant insights and recommendations without turning the process into a sales ambush.

Get Your Free Score Apply Now
100% Free
No Credit Card
5 Minutes
Instant Insights
Your Data
Secure & Private
Financial Insights

Financial insights for every business owner

Score gives business owners a fast, simple way to understand where they stand financially and where there may be room to improve.
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Instant insights

Get your business financial health score in minutes, not days, with immediate and practical feedback.

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Personalized recommendations

Receive tailored recommendations with real numbers showing where your business can improve.

📘

Educational, never salesy

Clear financial education without pressure, gimmicks, or hidden catches.

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Track your progress

Update your numbers over time to see how your score and recommendations evolve.

Why It Matters

Why financial health matters

Running a small business is like managing a finely tuned machine. Financial health is the backbone. It affects your ability to handle day-to-day operations, invest in growth, and stay steady when challenges show up.

A stronger financial health score can help you:

  • Access capital more quickly
  • Identify ways to improve profitability
  • Strengthen cash flow and operating stability
  • Adapt and grow with more confidence
  • Reduce financial stress and uncertainty

What your score helps you understand:

  • Where your business stands today
  • What may be limiting funding readiness
  • Which improvements can strengthen your position
  • How your business is trending over time
  • Where to focus next for long-term resilience
How It Works

Simple, fast, and built to educate

You do not need a long application or a pile of paperwork just to get a clearer picture of your business finances.
STEP 01

Answer four simple questions

Enter a few basic numbers about your business to generate your score.

STEP 02

See your score instantly

Get immediate insight into your business financial health without waiting days for answers.

STEP 03

Review recommendations

Use the educational recommendations to better understand your financial position and next steps.

Data Security

Your data stays secure and private

Your financial data is encrypted and protected. We take privacy seriously and do not share your information without your explicit consent.

Important disclaimer

Score provides educational information only and should not be considered financial advice. Consult with qualified professionals before making financial decisions.

Get your free score and take the first step toward a stronger business

If you want a clearer picture of your business financial health and a better understanding of your funding readiness, start with Score. It is fast, free, private, and built to help you make smarter decisions.

Get Your Free Score Apply Now
Educational insights only · No credit card required · Secure and private
Real Merchants · Real Results

What Our Clients Are Saying

Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.

Joto's Pizza
Jodi Whitcomb, Owner  ·  jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Restaurant FigurePOS Seminole, FL
Florida Orange Groves Winery
Lance Shooks, Owner  ·  floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Winery & Retail QuickBooks Integration St. Pete Beach, FL
Plumbing by Paul
Paul & Alycia Alves, Owners  ·  plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing & Trade Dual Pricing Tampa Bay, FL
Plumbing by Paul
Paul Alves  ·  plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Plumbing & Trade Next-Day Funding Mobile Payments
Wrenchmasters
Kenny Gehringer, Owner  ·  wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Auto Service Tampa Bay, FL
Google Reviews · Tampa Bay Pay

The Highest Rated Payment Team in Tampa Bay

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