Tampa Bay Pay | Payment Solutions for Tampa Bay Businesses
Tampa Bay's Highest-Rated Payment Solutions Team

Stop Overpaying for
Every Card Swipe

No contracts. Free equipment. Next-day funding. Tampa Bay businesses save an average of 30% on processing — and many pay $0 in processing fees entirely.

Get a Free Rate Analysis Learn More About Us
150+
Five-Star Reviews
30%
Average Savings
$0
Processing Fees (Zero-Cost Option)
24hr
Next-Day Funding
Why Tampa Bay Pay

The way merchant services should work

We built Tampa Bay Pay around one idea — local businesses deserve better. Better technology, better pricing, better support, and a partner who actually picks up the phone.

📋
No Contracts
Month-to-month. No cancellation fees. No lock-ins. If your processor requires a contract, ask yourself why.
Month-to-month
💻
Free Equipment
Stop paying for hardware. We provide free POS systems, terminals, and card readers when you process with us.
$0 upfront
⚡
Next-Day Funding
Sales from Monday hit your account Tuesday. 11pm cutoff. No waiting on your own money.
Same-day approvals
📈
Transparent Pricing
We guarantee to never raise your rates. Interchange-plus pricing with no hidden fees, ever.
Rate lock guarantee
📍
Local & Hands-On
We are based in Tampa Bay and work with local businesses every day. In-person setup, training, and support — not an 800 number.
St. Petersburg, FL
🔒
PCI Compliant & Secure
EMV chip card acceptance, data security, and full PCI compliance built into every setup we do.
Always compliant
Zero-Cost Processing

Want to eliminate processing fees entirely?

Thousands of Tampa Bay businesses have legally stopped paying credit card fees. Through dual pricing and cash discount programs, your customers choose how they pay — and card fees are no longer your problem.

Learn How It Works
Dual Pricing
Cash $100 / Card $104 — both posted upfront
$0 fees
Cash Discounting
Card price listed, cash customers save 4%
$0 fees
Interchange Plus
IC + 0.5% + $0.10/txn — we match or beat any rate
Low cost
Not sure yet?
Free statement review — we show you your options
Free review
Industries We Serve

Built for Tampa Bay businesses across every industry

From restaurants and retail to healthcare and high-risk — we have the right solution for how your business actually operates.

🍽
Restaurants & Bars
🛍
Retail & Boutiques
🏥
Healthcare Practices
⚖
Legal Services
🔧
Trades & Home Services
📄
High-Risk Processing
Solutions

Every payment solution your business needs

We are not tied to one processor or one product. We match the right technology to your business — and set it up ourselves.

📋
Point of Sale
FigurePOS, Clover, OctoPOS, Material Retail, and more
📱
Mobile Payments
SwipeSimple — app-based, works across industries
🔄
Recurring Billing
PayBright Gateway, FluidPay, and BillerGenie
📄
QuickBooks Integration
BillerGenie — automate invoicing and AR
⚡
Zero-Cost Processing
Dual pricing and cash discount programs
🎁
Gift Cards & Loyalty
Branded programs to grow repeat business
Our Guarantee

We stand behind every promise

We are the highest Google-rated payment solutions team in the Tampa Bay area. Here is what that means in practice.

01
We match or beat any rate — guaranteed
Show us your current processing statement. If we cannot beat your rate, we will pay you $500. No fine print.
02
No rate increases — ever
We guarantee to never increase the fees we charge. What you start with is what you pay, forever.
03
In-person setup, training, and support
We come to your business, set everything up, train your team, and stay available when you need us. Not an 800 number.
04
Same-day approvals, next-day funding
Most merchants are approved the same day they apply. Sales from Monday hit your account Tuesday.
⭐⭐⭐⭐⭐
150+ Five-Star Google Reviews
The highest-rated payment solutions team in Tampa Bay
Read Our Reviews ↗
Free — No Commitment
See exactly what you could save
Upload your most recent processing statement or book a free 30-minute consultation with a local payment solutions expert.
Get a Free Rate Analysis Apply Now
We match or beat any rate  ·  $500 guarantee if we can't  ·  No contracts ever

What Our Clients Are Saying...

The Highest Google Rated Payment Solutions Team in Tampa Bay

Apply today and start accepting electronic payments

Get in Touch With Our Tampa Payment Processing Team

Call/Text : (727) 732-3292

Email: [email protected]

Address: 136 4th St N, Suite 223, St Petersburg, FL 33701

Hours: Mon-Friday 10:00 a.m. – 7:00 p.m.

* By Appointment Only *

136 4th St N Ste 223, St. Petersburg, FL 33701, USA

Proud Members and Partners of the Following Local Organizations:

EDGE logo featuring stylized letters in red, green, yellow, and black, representing a brand associated with local organizations and community support.